Home improvement loans

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Green Deal and Private Finance

The video on the left is explains the concept of the green deal, currently there is no finance available for this program, we will update if and when there is.

If you are a homeowner and are looking to spread payments of a certain term then your 1North Ltd designer or surveyor will be able to talk you through the process and available payment plans with you, many of the plans require no upfront deposit and have terms from 6 months and up to 12 years dependant on your requirements. All credit is subject to status. Dependant on your status and the partner lender that you use we can offer interest from 4.8% APR up to 8.9% APR.

Loan Calculator - Just an example

The results of this loan payment calculator are for comparison purposes only. They will be a close approximation of actual loan repayments if available at the terms entered, from a financial institution. This is being provided for you to plan your next loan application. To use, enter values for the Loan Amount, Number of Months for Loan, and the Interest Rate (e.g. 7.25), and click the Calculate button. Clicking the Reset button will clear entered values.

Description Data Entry
Loan Amount
Loan Length in Months
Interest Rate
Monthly PaymentCalculated
Enter only numeric values (no commas), using decimal points where needed.
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Loans for


The 3 Steps

The 3 Steps

Step 1
Decide how to pay

If you wish to apply for credit, use the contact page. Let us know the approximate finance facility you are looking for. If one our surveyors has already left you a quote, please use the reference supplied.

Step 2
Credit Approval

When you have complete step 1, we will at that point ask for your permission to carry out a credit check. Subject to status your application can be instantly approved. We will notify by email of the outcome.

Step 3
Installation and payments

Once you have had your products installed and you are satisfied we will then be paid the agreed contracted amount by the finance company. You payments will commence dependant on the terms of the load you have agreed.

Finance options

Buy now pay later

  • We have a deferred payment option where you can have all your work carried out and can commence payments either 6 months or 1 year later.
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Fixed term

  • It is up to you the customer what you feel you can afford and how you want to pay, we can offer payment terms from as little as 6 months and up to 12 years, the decision is yours.
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Abercorn House, 6 Harbour Road
Paisley PA3 4DB
0800 043 0365